Should You Drop Your Motorcycle Insurance In The Winter Months?
While winters in California are typically mild, early morning and late-night chills can deter even the most dedicated riders causing many motorcycle enthusiasts to retire their bikes in the cooler months. But does this mean you should temporarily cancel your motorcycle insurance? Doing so may help you save a few dollars, however, dropping coverage may not be the wisest choice. Allow us to explain!
Keep Yourself Protected Year-Round With An Allstate Motorcycle Insurance Policy
- Sunny-Day Impulses: California winters are generally temperate, meaning Hawthorne and Santa Monica bikers can expect some warm days sprinkled throughout the winter but without an Allstate motorcycle insurance policy, they’ll be forced to fight those riding urges. Hitting the open road uninsured leaves you vulnerable with nothing to protect you against an accident or some other unfortunate event.
- In-Storage Risks: Despite being tucked away in storage, the unthinkable can still occur. If you decide to cancel coverage and your bike is stolen, vandalized, or otherwise damaged from a storm, you’d be left to pay for these damages and repair costs out of your own pocket.
- Savings Are Not Guaranteed: Think canceling your plan in the cooler months might help you save? Think again. Each insurance company is different but many take the riding season in your area into account when pricing a policy. This means you may not actually be entitled to a refund if you cancel coverage early.
CA Riders Save More With Sully Insurance Center In Their Corner
An Allstate insurance policy already provides plenty of value but motorcycle enthusiasts can save even more through our multiple policy discount when they bundle insurance policies at our Hawthorne and Santa Monica insurance center.
Be sure to reach out to the team at Sully Insurance Center to discuss your Allstate motorcycle insurance policy. Our agents would be more than happy to determine opportunities for savings and help you select the perfect level of coverage for your needs!