What influences my car insurance premium?
If you have an Allstate car insurance policy for your ride then you most likely know about the premium you pay to keep that policy in place, but do you know about the different factors that can influence the cost of your car insurance? Read on to learn about the various aspects that may affect the price of an Allstate car insurance policy in Hawthorne and Santa Monica.
What Does My Car Insurance Premium Depend On?
- The Car Itself: Some vehicles cost more to insurance than others. Driving a car with built-in safety systems such as anti-lock brakes and anti-theft devices may even help Santa Monica and Hawthorne drivers qualify for discounts on their Allstate car insurance policy.
- Your Age: While out of your control, your age and gender can impact your insurance premium. Younger drivers often pay more for car insurance than older drivers due to their experience behind the wheel.
- Your Driving Record: If you’ve been in multiple accidents or collisions, chances are you’ll pay more than someone with a spotless record. Brand new drivers that have never had insurance before can also expect to pay more for car insurance.
- Where You Live & Park: Certain environments and parking locations may also affect your car insurance premium. Urban neighborhoods are often associated with higher rates of accidents, theft, and vandalism than rural areas, which means premiums are higher in these spots.
You Can Always Count On Sully Insurance Center In Hawthorne and Santa Monica
If you have any questions or concerns about your car insurance premium, please don’t hesitate to contact us at Sully Insurance Center. Our trustworthy Allstate agents would be more than happy to discuss your car insurance policy with you and ensure you’re taking advantage of all of our available discounts!