Does Boat Insurance Cover Theft?
There’s nothing like feeling the wind through your hair or the sunshine on your face while spending a beautiful day out on the open water, and with our close proximity to Santa Monica, it’s easy to pop over to the coast for some quality time. But what should you do if you’re boat is stolen? Is it covered? Never fear, our Santa Monica boating insurance policies offer coverage for theft and our Allstate insurance experts are always available to help answer any of your questions about boating insurance.
Sail Confidently All Year Long In Santa Monica
Theft is an unfortunate reality, however, Santa Monica boat owners can receive the confidence they need all year long with boating insurance from Sully Insurance Center. We offer property coverage through most plans which can help protect your watercraft from certain risks and may even help to replace it in the event that it’s stolen so whether your boat is taken from your dock, marina, mooring, or even while hitched to your trailer, you’ll be covered.
Wondering what’s protected if your boat is broken into? Our boating insurance policy’s property coverage generally helps to safeguard the watercraft itself and any equipment that is permanently attached. This includes the anchor, fuel tanks, motors, masts, spars, horns, lights, mooring cleats, and lines. Any non-boating-related items that you bring on board, such as money, clothing, and jewelry, are not typically protected by standard boating insurance but might be covered by your homeowners’ insurance, so be sure to talk to your agent for more information.
Don’t let concerns about your watercraft coverage stop you from enjoying your time on the water. Contact our attentive Allstate agents at Sully Insurance Center to request a quote today and get the peace of mind you deserve!