Someone hit my parked car, what do I do?
Picture this – you’ve just stepped out of the grocery store ready to load up your trunk and head home when you notice a dent, scratch, or other damages to your parked car. It’s enough to make any driver’s stomach sink and leaves many wondering what to do or how to react. Fortunately, understanding how to proceed is easy with these tips from our Allstate insurance center in Hawthorne.
Notify the Police
If you notice someone has hit your parked car, the first thing you should do is call the police to create an official accident report. This report will typically be used to file a claim with your insurance company, so be sure to ask for a copy of the accident report and the name and badge number of the office assisting you.
Document the Accident
It’s best to gather as much information and documentation about the accident as possible. This includes taking note of the location, the general time of day, weather conditions, as well as taking pictures of the damage to your vehicle and any landmarks that can help identify the location, provided it’s safe to do so.
Contact Your Insurer
Once getting everything squared away at the scene, be sure to notify your insurer as soon as possible after the accident as it will be easier to remember all the details. In the event the driver who hit your vehicle left a note, you should share that information with both the police and your insurance agent, but if it’s a hit-and-run accident, your policy’s collision coverage may help provide some relief with the cost of repairs. The knowledgeable Allstate agents at our Hawthorne insurance center can also help guide you through the claims process and answer any questions about auto insurance you may have.
Prepare For Anything With Quality Allstate Insurance In Hawthorne
While discovering your parked car has been damaged in your absence can be stressful and upsetting, having the right auto insurance coverage can help prevent a bad situation from becoming worse. Get in touch with our Allstate agents at Sully Insurance Center to request a quote and learn more about our comprehensive auto insurance plans.