Why is mobile home insurance different from traditional home insurance?
Similar in every way except construction, mobile homes provide a convenient and customizable alternative to the traditional home. Sometimes referred to as a manufactured home, these houses are first built in a factory and then moved to a location of your choosing. Whether you live at your mobile home year-round or seasonally, it’s still important to protect your dwelling with mobile home insurance from our Allstate insurance center in Santa Monica, which differs slightly from homeowners’ insurance. Allow us to explain!
Just like traditional homeowners insurance, mobile home insurance policies can help protect your home, belongings, and loved ones from the unexpected. Most plans include standard coverage for personal property, liability protection, as well as guest medical protection, however, you may notice a difference in the level of coverage for the physical structure of your home. The reason for this is that mobile homes are generally built with lighter-weight materials than traditional wood or bricks and need to be anchored down on site. While this makes them easier to transport once they’re assembled in a factory, it also puts them at greater risk to the elements than site-built homes, thus the need for more coverage.
Get The Peace of Mind Needed For Your Santa Monica Mobile Home
When it comes to protecting your Santa Monica mobile or manufactured home, we understand that standard insurance may not quite cover all the things you value which is why we offer a number of Allstate mobile home insurance plans to perfectly suit your needs. From optional endorsements like equipment breakdown and builder’s risk to hobby farming and yard and garden insurance, Sully Insurance Center has you covered!
Feel free to reach out to our expert Allstate agents at Sully Insurance Center today to request a quote and learn more about the different types of mobile home insurance we offer! We’d be more than happy to guide you through the process of keeping your home safe and sound with mobile home insurance from Allstate.