What is the difference between collision and comprehensive insurance
Automotive insurance is required by law in California but shopping for the perfect insurance policy can be overwhelming. It’s hard to know exactly how much coverage you actually need, however, our Santa Monica insurance center is always here to help with our robust Allstate auto insurance plans. We recommend drivers purchase a fairly thorough policy for complete peace of mind both on and off the road, and for many that means including collision and comprehensive coverage in their auto policy. Wondering what the difference is? Allow us to explain!
Receive Extra Protection For Your Ride In Santa Monica
Typically required on leased or financed vehicles, collision and comprehensive coverage both work to protect your vehicle in the event of an accident, but that is where their similarities end. As you might guess from the name, collision insurance pays to repair or even replace your vehicle if it’s damaged in an accident with another vehicle or object, such as a fence or tree. This type of insurance also safeguards against hits to your parked car so you’re always prepared for the unexpected.
Comprehensive insurance expands upon collision insurance and helps cover damage to your vehicle that’s not the result of a collision. This type of insurance typically covers damage from fire, vandalism, theft, as well as natural disasters and acts of natures. Besides providing extra protection for your ride, comprehensive insurance can also cover certain situations where collision insurance may not, which is why we encourage Santa Monica divers to bundle our Allstate auto insurance policies for complete confidence behind the wheel.
It’s important to remember that when it comes to insurance, one size doesn’t fit all. Contact us today at Sully Insurance Center to request a quote and discover which type of Allstate auto insurance policy is right for you!