How does condo insurance work?
More than an apartment yet different from a house, your condo is more than just a roof over your head – it’s your home. As a unique housing option, condominium insurance works a little differently than other types of insurance but our Hawthorne Insurance Center is here to ensure you understand all the basics for your unit.
You’re Always Covered In Your Hawthorne Condo
Many condo insurance plans are usually coupled with a Homeowners Association’s (HOA) master policy but it’s important to know the differences between the two and how they protect you. Your HOA’s master policy covers the building and pays for any accidents that may occur on the outside property or in common, shared areas of your condo. However, it may not pay to fix the inside of your unit after a disaster, replace damaged or stolen belongings, or even protect you if your guest were to hurt themselves while visiting. This is where condominium insurance from Sully Insurance Center can help.
Our personal condo insurance plans will navigate around any existing coverage you have to safeguard against things like theft and pay to repair the interior walls of your Hawthorne condo in the event of a disaster. The level of protection varies based on your insurance plan, but our condo insurance plans also feature a number of thoughtful add-ons like liability and loss assessment coverage that can account for any personal property damaged in the event of a covered loss such as a fire or burglary.
Finding the perfect plan to cover your specific needs can be stressful but the quality of your insurance is one less thing to worry about when you shop with us. Don’t hesitate to reach out to us and request a quote from Sully Insurance Center today!